Providing Insurance Since 1977
Contact Us: 763-421-1193
Events and News for Agents
News and Information
When is open enrollment for 2021?
Open enrollment for 2020 health insurance plans has ended. Open enrollment for 2021 plans happens during these dates.
Medicare plans:
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Information about the next year’s plans is released Oct. 1 each year.
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The annual election period, or Medicare open enrollment, is Oct. 15 to Dec. 7 each year.
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Most people become eligible for Original Medicare (Parts A and B) when they request Social Security benefits — typically at age 65. The initial enrollment period is the three months before, the month of, and the three months after your 65th birthday.
Individual and family plans:
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Open enrollment through Blue Plus for plans that start in 2020 has ended.
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Information about 2021 plans will be available in the fall.
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Open enrollment for individual and family plans that start in 2021 will start in the fall.
Employer plans:
If you get insurance through your employer, check with your company's human resources department to find out when the open enrollment period is for your employer's plans.
What if I miss open enrollment and need coverage?
For individual and family plans, you can only enroll outside of the open enrollment period if you have a qualifying life event. These life events allow you to get a health plan outside of open enrollment, as long as you apply within the required time frame — usually within 60 days of the life event — as a special enrollment.
Common life events that qualify for special enrollment include job loss, early retirement, loss of dependent status, a move, marriage, divorce, birth or adoption of a child.
Medicaid, CHIP – Apply Any Time
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There’s no limited enrollment period for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply any time.
Special Enrollment Periods for complex issues
Life changes that can qualify you for a Special Enrollment Period
Changes in household
You may qualify for a Special Enrollment Period if you or anyone in your household in the past 60 days:
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Got married. Pick a plan by the last day of the month and your coverage can start the first day of the next month.
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Had a baby, adopted a child, or placed a child for foster care. Your coverage can start the day of the event — even if you enroll in the plan up to 60 days afterward.
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Got divorced or legally separated and lost health insurance. Note: Divorce or legal separation without losing coverage doesn’t qualify you for a Special Enrollment Period.
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Died. You’ll be eligible for a Special Enrollment Period if someone on your Marketplace plan dies and as a result you’re no longer eligible for your current health plan.
Changes in residence
Household moves that qualify you for a Special Enrollment Period:
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Moving to a new home in a new ZIP code or county
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Moving to the U.S. from a foreign country or United States territory
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If you're a student, moving to or from the place you attend school
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If you're a seasonal worker, moving to or from the place you both live and work
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Moving to or from a shelter or other transitional housing
Note: Moving only for medical treatment or staying somewhere for vacation doesn’t qualify you for a Special Enrollment Period.
Important: You must confirm you had qualifying health coverage for one or more days during the 60 days before your move. You don't need to provide confirmation if you’re moving from a foreign country or U.S. territory.
Loss of health insurance
You may qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 60 days OR expects to lose coverage in the next 60 days.
Wednesday May 17th, 2017
Up to date information on Health Insurance Legislation, how the Health Carriers will adjust to the changing needs in the marketplace today, and Long Term Care!
wildcard@greenhavenmarketing.com
1-800-227-4936 | 763-421-6426 fax
Greenhaven Marketing Seminar: LTC Recertification
Our Long Term Care Recertification Seminar in April