Products for Individuals

 



Annuities

A form of insurance or investment entitling the investor to a series of annual sums.

 

Dental Insurance

Policies providing treatment benefits such as routine dental examinations, preventive dental work, and dental procedures needed to treat tooth decay and diseases of the teeth and jaw.

 

Disability Insurance

A type of health insurance coverage, it provides for the payment of regular, periodic income should the insured become disabled from illness or injury, and as a result can no longer work during that time period. Also referred to as disability-income insurance.

 

Final Expense Plans

Funeral preplanning or prearranging is the process of making plans for a funeral well in advance of need.

 

Health Insurance

Major medical for Individuals or families. Insurance against loss through illness of the insured; especially: insurance providing compensation for medical expenses.

 

Health Savings Accounts (HSAs)

Like personal savings accounts, but the money in them is used to pay for health care expenses. You own and control the money in your health savings account.

 

Life Insurance

Insurance that pays out a sum of money either on the death of the insured person or after a set period. Types of Life insurance are; Term, Whole Life,  and Universal Life

 

Long Term Care

Policies that provide coverage to help protect you from the high costs of long term care

 

Medicare Plans

Medicare Advantage Plans, Medicare Supplemental Plans and Cost Plans

 

Part D  Drug Programs

Medicare Part D — insurance to help you pay for prescription drugs.

 

Short Term Medical

A short-term health plan gives you coverage for 30-, 60- or 90-day periods. It protects you from new and unforeseen expensive illnesses or injuries while bridging the gap between long term health plan coverage. State law limits short-term coverage to 365 days in any 555-day period