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"As a family with a new baby, my husband and I knew we needed an affordable, high quality medical insurance plan to take care of our little one, but we didn't know anything about insurance.  Vern took the time to explain to us what each plan really meant for our situation. We didn't really think we would need the full potential of the plan until my husband had emergency open heart surgery at just 36years old. As his recovery, appointments, and tests continue, I'm so grateful that Vern helped us purchase an excellent family plan that fit into our budget."

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Rebecca & Randy